Tools & Calculators

Sales Tax & Pricing

4 tools

GST/HST Calculator Instantly add or extract sales tax for any province — GST, HST, PST, and QST all included. Open calculator → Profit Margin Calculator Instantly calculate margin, markup, and the right selling price — with a visual breakdown. Open calculator → Break-even Calculator Find out exactly how many sales you need to cover your costs — with a visual profit chart. Open calculator → Gross Profit Calculator Enter your revenue and cost of goods sold to see how much you keep after direct costs. Open calculator →

Payroll, Tax & Self-Employment

5 tools

Self-Employment Tax Calculator See exactly how much you’ll owe in CPP and income tax — plus quarterly payment estimates. Open calculator → Paycheck Calculator Find out your actual take-home pay after CPP, EI, and federal and provincial taxes. Open calculator → Salary vs Dividend Calculator Discover which method puts more money in your pocket — with a full tax comparison. Open calculator → Employer Payroll Cost Calculator See the true cost of hiring — including CPP, EI, vacation pay, and WCB contributions. Open calculator → Home Office Deduction Calculator Compare flat rate vs detailed method to maximize your work-from-home tax savings. Open calculator →

Business Structure

1 tool

Incorporated vs Sole Proprietor Compare total taxes, CPP costs, and take-home pay — so you can decide if incorporating is worth it. Open calculator →

TFSA

5 tools

TFSA Contribution Room Calculator Find out exactly how much TFSA room you have — and avoid costly over-contribution penalties. Open calculator → TFSA Over-Contribution Penalty Calculator Calculate the 1% monthly penalty on TFSA over-contributions — and see exactly how to fix it. Open calculator → TFSA Growth Calculator See how much more your TFSA grows tax-free — with a side-by-side comparison to a taxable account over time. Open calculator → TFSA vs Non-Registered Accounts Compare after-tax returns in a TFSA vs a taxable account — see how income type and tax drag affect your wealth. Open calculator → TFSA Retirement Income Projector Project how much tax-free monthly income your TFSA can provide in retirement — with growth and drawdown phases. Open calculator →

RRSP & RESP

6 tools

RRSP vs TFSA Calculator Compare an RRSP and a TFSA side by side to see which builds more after-tax wealth for your situation. Open calculator → RRSP Contribution Room Calculator Check your RRSP room using your NOA or an estimate — plus see your potential tax refund. Open calculator → RRSP Withdrawal Tax Calculator See the real tax on RRSP withdrawals — including the gap between withholding and what you’ll owe at filing. Open calculator → RRSP Loan Calculator See if the tax refund from an RRSP loan outweighs the interest — with a full cost breakdown. Open calculator → RESP Savings Goal Calculator See how much to save monthly in your RESP — with tuition projections, grant estimates, and a growth breakdown. Open calculator → RESP Grant Calculator See how much free grant money your child qualifies for — including CESG, Additional CESG, and the Canada Learning Bond. Open calculator →

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