CANADA
Track money in and money out. See your net cash flow and ending cash position at a glance.
Note: Cash flow is different from profit. You can be profitable on paper but still run out of cash if customers pay late or you have large upfront costs. Track your cash flow monthly to avoid surprises. For professional bookkeeping support, contact EpicBooks.
Cash flow is the lifeblood of your business. It tells you whether you have enough money to pay your bills, take on new projects, or weather a slow month. Unlike profit, which can exist on paper while your bank account runs dry, cash flow shows you reality.
Enter your cash inflows and outflows below to calculate your net cash flow and see how your cash position changes over time.
Step 1: Enter Your Starting Position
Enter your beginning cash balance. This is the amount in your bank account at the start of the period. Select whether you’re calculating for a month, quarter, or full year.
Step 2: Enter Cash Inflows
Add all money coming into your business. This includes customer payments, asset sales, investment income, loans received, and owner contributions. Organize these by activity type: operating (day-to-day business), investing (assets and investments), and financing (loans and owner capital).
Step 3: Enter Cash Outflows
Add all money going out of your business. This includes payments to suppliers, payroll, rent, utilities, marketing, taxes, equipment purchases, loan payments, and owner draws. Leave any category at zero if it doesn’t apply.
Step 4: Review Your Results
Your net cash flow shows whether more money came in or went out. The ending cash balance shows your new position after all activity. The breakdown by activity type helps you understand where cash is being generated or consumed.
Disclaimer: This calculator provides estimates for planning purposes. Actual cash flow depends on timing of payments, deposits, and business activity. Cash flow is not the same as profit. A business can be profitable but still experience cash flow problems if customers pay slowly or expenses come due before revenue arrives. For accurate cash flow tracking and forecasting, consult a professional bookkeeper.
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