Calculate your net pay after taxes and deductions.
Your gross pay is reduced by four mandatory deductions: Federal income tax and Provincial income tax are withheld based on your annual income and tax brackets. CPP (Canada Pension Plan) contributions are 5.95% of earnings between $3,500 and $71,300, with an additional 4% on earnings up to $81,200. EI (Employment Insurance) premiums are 1.64% of earnings up to $65,700.
Your take-home pay is what remains after these deductions. Additional deductions like RRSP contributions, group benefits, or union dues would further reduce your net pay.
Disclaimer: This calculator provides estimates for informational and educational purposes only. It is not intended as tax, legal, or financial advice. Calculations are based on 2025 federal and provincial tax rates, CPP, and EI. This calculator assumes no additional deductions (RRSP, pension, union dues, benefits) and does not account for all tax credits or individual circumstances. Quebec residents: Quebec administers its own pension plan (QPP) and provincial income tax separately. Results shown use CPP rates as an approximation — actual QPP deductions may differ. Consult a payroll professional or accountant for precise figures.